<h2><strong>Best Prime Money Market Funds in 2025 &ndash; Higher Yields with Low Risk</strong></h2>

<p>Investors looking for <strong>higher yields</strong> without taking excessive risk often turn to <strong>prime money market funds</strong>. Unlike <strong>government money market funds</strong>, which invest solely in U.S. Treasury and agency securities, <strong>prime funds</strong> include <strong>high-quality corporate debt</strong> and <strong>commercial paper</strong>, offering <strong>higher returns</strong> while maintaining stability.</p>

<p>In 2025, prime money market funds remain <strong>an attractive option</strong> for those looking to <strong>maximize short-term gains</strong> while keeping their capital secure.</p>

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<h3><strong>&nbsp; &nbsp; What Are Prime Money Market Funds?</strong></h3>

<p>Prime money market funds invest in a mix of <strong>short-term corporate and bank-issued securities</strong>, such as:<br />
✅ <strong>Commercial Paper</strong> (Unsecured short-term debt from corporations)<br />
✅ <strong>Certificates of Deposit (CDs)</strong> (Issued by financial institutions)<br />
✅ <strong>Corporate Bonds</strong> (High-credit-rated, short-term debt)<br />
✅ <strong>Asset-Backed Securities</strong> (Short-term debt backed by loans or receivables)</p>

<p>These funds typically <strong>offer higher yields</strong> than government money market funds due to their <strong>diversified asset base</strong>.</p>

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<h2><strong>&nbsp; &nbsp;Top Prime Money Market Funds in 2025</strong></h2>

<h3><strong>1️⃣ Vanguard Prime Money Market Fund (VMMXX) &ndash; Best for Low Fees</strong></h3>

<p>✔ <strong>Expense Ratio:</strong> 0.16%<br />
✔ <strong>7-Day Yield:</strong> 5.15%<br />
✔ <strong>Minimum Investment:</strong> $3,000<br />
