<h3><strong>Why Invest in Dividend ETFs?</strong></h3>

<p>Dividend ETFs offer a <strong>steady stream of income</strong> while allowing investors to <strong>benefit from capital growth</strong>. They include <strong>high-quality companies</strong> that distribute dividends regularly, making them a <strong>great option for retirees, passive income seekers, and conservative investors</strong>.</p>

<p>✅ <strong>Key Benefits of Dividend ETFs:</strong></p>

<ul>
	<li><strong>Regular Income</strong> &ndash; Earn payouts while holding long-term investments</li>
	<li><strong>Lower Volatility</strong> &ndash; Dividend-paying companies tend to be more stable</li>
	<li><strong>Compounding Effect</strong> &ndash; Reinvesting dividends can significantly boost returns</li>
	<li><strong>Diversification</strong> &ndash; Exposure to multiple dividend-paying stocks</li>
</ul>

<h3><strong>&nbsp; Top 5 Dividend ETFs for 2025</strong></h3>

<h4><strong>1️⃣ Schwab U.S. Dividend Equity ETF (SCHD) &ndash; Best Overall</strong></h4>

<p>✅ <strong>Expense Ratio:</strong> 0.06%<br />
✅ <strong>Dividend Yield:</strong> ~3.5%<br />
✅ <strong>Top Holdings:</strong> PepsiCo, Coca-Cola, Broadcom<br />
