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    <title>Fed Survey Shows Mid- and Large-Sized U.S. Companies Need More Loans</title>
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            <p class="detail-head">Fed Survey Shows Mid- and Large-Sized U.S. Companies Need More Loans</p>
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                        <p class="author-name">By <span>Evan J. Mercer</span></p>
                        <p class="author-meta">November 8, 2025 · 8 mins read</p>
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                <p class="detail-para">recent poll from the Federal Reserve shows that more and more medium-sized and large U.S. businesses are getting loans to help them grow and meet their short-term cash needs.The rise in borrowing shows how businesses in many fields are finding ways to grow even though credit is tight and interest rates are high.</p>
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            <p class="detal-para-head">According to the Federal Reserve, more people want to borrow money</p>
            <p class="detail-para">The Federal Reserve's most recent poll shows that both large and medium-sized businesses are clearly seeing an increase in their need for money.The fact that more businesses are asking for loans could mean that they are getting used to the new interest rates and are more interested in long-term growth than short-term safety.</p>
            <p class="detail-para">Experts in finance say that more borrowing can put more strain on balance sheets, but it also shows that people believe the U.S. economy is getting better.Many lenders are also becoming more flexible and offering personalized credit solutions to help established businesses that are growing.</p>
            
            <p class="detal-para-head">What This Means for Banks and the Capital Markets</p>
    
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                    <p class="detail-para">The increase in corporate borrowing is likely to have an effect on U.S. banking and capital markets in the next few quarters.   Banks would do better if more people borrowed money. Investors are watching for signs of credit health and what the Federal Reserve will do next.</p>
                    <p class="detail-para">Experts say that if this trend continues, it could make borrowing money more stable and give people more faith in the country's economic growth.   But the Fed's ongoing efforts to find a balance between keeping inflation low and making credit available will continue to have a big effect on how much demand there is for loans.</p>
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            <p class="detal-para-head">The Future of the U.S. Economy</p>
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                    <p class="detail-para">The results from the Federal Reserve make a very important point: big and mid-sized companies are not backing off from growth; they are borrowing money on purpose to make their positions stronger.As businesses look for more money to pay for new ideas, growth, and restructuring, the economy as a whole could benefit from the multiplier effect of more lending.</p>
                    <p class="detail-para">The next few months will be all about how banks deal with risk while still letting people borrow more money.The results of the Fed study show that companies can handle bad times well.  They show that American businesses still have hope for the future, even though money is getting harder to find.</p>
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                    <h3 class="author-name">EVAN J. MERCER</h3>
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                        In the U.S., Evan J. Mercer is a financial journalist who writes about banking, rules, and changes in the institutional market.   He has a degree in economics and has worked as a reporter for about ten years.
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                                <span class="comment-author">Robert Edition</span>
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                                <span class="comment-author">Agatha Christie</span>
                                <span class="comment-date">December 4, 2025 at 3:12 pm</span>
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                                <span class="comment-author">Danielle Steel</span>
                                <span class="comment-date">December 4, 2025 at 3:12 pm</span>
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